Insurance Rates: Shop Until They Drop

Monolithic Dome home in Shamrock, TX — In 2000, Shirley and Don Tuttle moved into their just-completed, four-dome home and began shopping for homeowners insurance that would take into account the durability and survivability of their Monolithic Domes. Their efforts netted a savings of more than $600.

Three-dome home and a dome-garage — The Tuttles’ 2,600-square-foot home consists of a 37-foot diameter dome for the kitchen and great room and two 24-foot diameter domes for bedrooms, bathrooms and office. Their fourth dome shelters their car.

Open and curved — High ceilings help create the look and feeling of openness, while curved arches complement and echo the shape of the dome.

Great Room — The Tuttles’ well planned great room provides uninterrupted space for food preparation, dining, entertaining, reading and just relaxing.

Guest bedroom — It comfortably accommodates and displays Shirley’s large collection of stuffed character dolls.

Bedroom and sewing room — A beautifully designed quilt adorns a wall.

Master bedroom — An assortment of Teddy Bears adds to the comfortable ambiance of this room.

Office — Don Tuttle spent many hours on the phone and computer in this room, looking for an insurance agent who would help him. His efforts paid.

Garage — Like the other three domes, this Monolithic Dome garage is energy efficient, strong, low maintenance and disaster resistant.

A new category — The Texas Department of Insurance did a risk evaluation of the Monolithic Domes that put them in a new category and significantly lowered the annual premium.